Earn 6% APY with DeFi

Here's how Donut offers you the best yields around.

Save in Digital Dollars

When you save with Donut, we automatically convert your USD to digital dollars (stablecoins, such as USDC) so we can put those dollars to work in decentralized markets.

Lend with DeFi

Our partners lend your dollars at high interest rates through a global, decentralized pool of borrowers. We use highly collateralized platforms such as Wyre and Genesis to ensure your money is secure.

Earn More Yield

You may earn a fixed 6% APY, rising to 10% depending on your strategy. Watch your money grow live in the app - it's earning 24/7.

Safety is our top priority

Safety is our top priority

Is my money safe with Donut?

DeFi lending is highly collateralized, typically over 125%. This makes it more likely that in the event of a borrower default, there may be sufficient collateral to protect your funds. However, as with all digital currency products, Donut is not FDIC insured.

How are Donut accounts secured?

Donut accounts are encrypted using AES-256 standard. We use two-factor authentication for sign-in, and protect all digital assets with cold storage – going above and beyond best practices to keep your account and information secure.

Made with 🍩 in LA & Berlin

©Donut, Inc 2022


Digital currency is not legal tender, is not backed by any federal government and Donut accounts are not FDIC insured. While Donut and its custodial partners make every effort to keep your money safe and covered, please note that any investment entails risk. The interest rates featured on this page vary according to the dynamics of digital currency markets and are subject to change at any time.