DeFi lending is highly collateralized, typically over 125%. This makes it more likely that in the event of a borrower default, there may be sufficient collateral to protect your funds. However, as with all digital currency products, Donut is not FDIC insured.

Donut accounts are encrypted using AES-256 standard. We use two-factor authentication for sign-in, and protect all digital assets with cold storage – going above and beyond best practices to keep your account and information secure.