Earn 4% APY with DeFi
Here's how Donut offers you the best yields around
Save in Digital Dollars
When you save with Donut, we automatically convert your USD to digital dollars (stablecoins, such as DAI) so we can put those dollars to work in decentralized markets.
Lend with DeFi
Our partners lend your dollars at high variable interest rates through a global, decentralized pool of borrowers. We use highly collateralized platforms such as Compound to ensure your money is secure and covered.
Earn More Yield
Collect variable or fixed interest in real time, 24/7 at annual rates up to 20x higher than the average bank account. Sit back and watch your money grow every day - it's always earning.
Safety is our top priority
DeFi lending is highly collateralized, often over 100%, which means you have access to your funds at all times, even if a borrower defaults. However, as with all digital currency products, Donut is not FDIC insured.
Donut accounts are encrypted using AES-256 standard, utilize two-factor authentication for sign in and protect all digital assets with cold storage - we go above and beyond best practices to keep all accounts and information secure.
The DeFi ecosystem relies on the integrity of our partners’ closely governed and audited smart contracts. While we are confident in Compound’s extensive security and risk management practices, we encourage you to use discretion when investing and consider potential risks of this emerging technology.
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DeFi tips written in actual English.
Make dough, go nuts.
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